Call report 2003Q4
WEST POINT BANK — 2003Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,693,000 | USD | evidence → |
| Total loans | 42,422,000 | USD | evidence → |
| Allowance for loan losses | 78,000 | USD | evidence → |
| Securities available for sale | 37,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,845,000 | USD | evidence → |
| Interest-bearing deposits | 46,143,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,702,000 | USD | evidence → |
| Equity capital | 7,327,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,316,000 | USD | evidence → |
| Interest expense | 1,214,000 | USD | evidence → |
| Net interest income | 3,102,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 1,644,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 1,725,000 | USD | evidence → |
| Income tax | 591,000 | USD | evidence → |
| Net income | 1,134,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,099,000 | USD | evidence → |
| Total capital | 7,177,000 | USD | evidence → |
| Risk-weighted assets | 37,861,000 | USD | evidence → |