Call report 2003Q3
WEST POINT BANK — 2003Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,755,000 | USD | evidence → |
| Total loans | 42,408,000 | USD | evidence → |
| Allowance for loan losses | 77,000 | USD | evidence → |
| Securities available for sale | 35,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,103,000 | USD | evidence → |
| Interest-bearing deposits | 47,304,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,799,000 | USD | evidence → |
| Equity capital | 7,023,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,262,000 | USD | evidence → |
| Interest expense | 958,000 | USD | evidence → |
| Net interest income | 2,304,000 | USD | evidence → |
| Noninterest income | 179,000 | USD | evidence → |
| Noninterest expense | 1,257,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,226,000 | USD | evidence → |
| Income tax | 425,000 | USD | evidence → |
| Net income | 801,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,762,000 | USD | evidence → |
| Total capital | 6,839,000 | USD | evidence → |
| Risk-weighted assets | 37,464,000 | USD | evidence → |