Call report 2009Q1
CITIZENS COMMERCE BANK — 2009Q1
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,773,000 | USD | evidence → |
| Total loans | 223,015,000 | USD | evidence → |
| Allowance for loan losses | 3,340,000 | USD | evidence → |
| Securities available for sale | 30,194,000 | USD | evidence → |
| Securities held to maturity | 1,936,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,778,000 | USD | evidence → |
| Interest-bearing deposits | 194,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,069,000 | USD | evidence → |
| Equity capital | 30,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,020,000 | USD | evidence → |
| Interest expense | 1,759,000 | USD | evidence → |
| Net interest income | 2,261,000 | USD | evidence → |
| Noninterest income | 559,000 | USD | evidence → |
| Noninterest expense | 2,242,000 | USD | evidence → |
| Provision for loan losses | 411,000 | USD | evidence → |
| Pretax income | 604,000 | USD | evidence → |
| Income tax | 166,000 | USD | evidence → |
| Net income | 438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,523,000 | USD | evidence → |
| Total capital | 33,316,000 | USD | evidence → |
| Risk-weighted assets | 223,657,000 | USD | evidence → |