Call report 2009Q2
CITIZENS COMMERCE BANK — 2009Q2
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 317,666,000 | USD | evidence → |
| Total loans | 247,503,000 | USD | evidence → |
| Allowance for loan losses | 8,154,000 | USD | evidence → |
| Securities available for sale | 41,874,000 | USD | evidence → |
| Securities held to maturity | 1,938,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,763,000 | USD | evidence → |
| Interest-bearing deposits | 235,218,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,544,000 | USD | evidence → |
| Equity capital | 25,988,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,560,000 | USD | evidence → |
| Interest expense | 3,552,000 | USD | evidence → |
| Net interest income | 4,008,000 | USD | evidence → |
| Noninterest income | 1,103,000 | USD | evidence → |
| Noninterest expense | 4,434,000 | USD | evidence → |
| Provision for loan losses | 7,000,000 | USD | evidence → |
| Pretax income | -5,781,000 | USD | evidence → |
| Income tax | -2,050,000 | USD | evidence → |
| Net income | -3,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,956,000 | USD | evidence → |
| Total capital | 29,142,000 | USD | evidence → |
| Risk-weighted assets | 249,966,000 | USD | evidence → |