Call report 2008Q4
CITIZENS COMMERCE BANK — 2008Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,566,000 | USD | evidence → |
| Total loans | 212,487,000 | USD | evidence → |
| Allowance for loan losses | 2,901,000 | USD | evidence → |
| Securities available for sale | 43,360,000 | USD | evidence → |
| Securities held to maturity | 1,936,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,306,000 | USD | evidence → |
| Interest-bearing deposits | 199,680,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,627,000 | USD | evidence → |
| Equity capital | 24,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,342,000 | USD | evidence → |
| Interest expense | 8,043,000 | USD | evidence → |
| Net interest income | 8,299,000 | USD | evidence → |
| Noninterest income | 1,899,000 | USD | evidence → |
| Noninterest expense | 6,974,000 | USD | evidence → |
| Provision for loan losses | 2,537,000 | USD | evidence → |
| Pretax income | 877,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 714,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,163,000 | USD | evidence → |
| Total capital | 26,832,000 | USD | evidence → |
| Risk-weighted assets | 213,335,000 | USD | evidence → |