Call report 2007Q2
CITIZENS COMMERCE BANK — 2007Q2
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 239,053,000 | USD | evidence → |
| Total loans | 193,347,000 | USD | evidence → |
| Allowance for loan losses | 2,351,000 | USD | evidence → |
| Securities available for sale | 29,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,453,000 | USD | evidence → |
| Interest-bearing deposits | 172,806,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,647,000 | USD | evidence → |
| Equity capital | 18,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,291,000 | USD | evidence → |
| Interest expense | 4,250,000 | USD | evidence → |
| Net interest income | 4,041,000 | USD | evidence → |
| Noninterest income | 911,000 | USD | evidence → |
| Noninterest expense | 3,143,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 1,671,000 | USD | evidence → |
| Income tax | 494,000 | USD | evidence → |
| Net income | 1,177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,220,000 | USD | evidence → |
| Total capital | 21,571,000 | USD | evidence → |
| Risk-weighted assets | 195,541,000 | USD | evidence → |