Call report 2007Q1
CITIZENS COMMERCE BANK — 2007Q1
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,201,000 | USD | evidence → |
| Total loans | 189,604,000 | USD | evidence → |
| Allowance for loan losses | 2,351,000 | USD | evidence → |
| Securities available for sale | 30,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,160,000 | USD | evidence → |
| Interest-bearing deposits | 163,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,528,000 | USD | evidence → |
| Equity capital | 18,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,149,000 | USD | evidence → |
| Interest expense | 2,106,000 | USD | evidence → |
| Net interest income | 2,043,000 | USD | evidence → |
| Noninterest income | 433,000 | USD | evidence → |
| Noninterest expense | 1,554,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 859,000 | USD | evidence → |
| Income tax | 254,000 | USD | evidence → |
| Net income | 605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,898,000 | USD | evidence → |
| Total capital | 21,249,000 | USD | evidence → |
| Risk-weighted assets | 190,562,000 | USD | evidence → |