Call report 2007Q3
CITIZENS COMMERCE BANK — 2007Q3
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,835,000 | USD | evidence → |
| Total loans | 198,230,000 | USD | evidence → |
| Allowance for loan losses | 2,368,000 | USD | evidence → |
| Securities available for sale | 34,974,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,083,000 | USD | evidence → |
| Interest-bearing deposits | 180,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,267,000 | USD | evidence → |
| Equity capital | 19,426,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,685,000 | USD | evidence → |
| Interest expense | 6,585,000 | USD | evidence → |
| Net interest income | 6,100,000 | USD | evidence → |
| Noninterest income | 1,400,000 | USD | evidence → |
| Noninterest expense | 4,749,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 2,413,000 | USD | evidence → |
| Income tax | 710,000 | USD | evidence → |
| Net income | 1,703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,495,000 | USD | evidence → |
| Total capital | 21,863,000 | USD | evidence → |
| Risk-weighted assets | 199,716,000 | USD | evidence → |