Call report 2006Q4
CITIZENS COMMERCE BANK — 2006Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,664,000 | USD | evidence → |
| Total loans | 185,580,000 | USD | evidence → |
| Allowance for loan losses | 2,265,000 | USD | evidence → |
| Securities available for sale | 29,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,082,000 | USD | evidence → |
| Interest-bearing deposits | 170,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,937,000 | USD | evidence → |
| Equity capital | 18,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,454,000 | USD | evidence → |
| Interest expense | 7,657,000 | USD | evidence → |
| Net interest income | 7,797,000 | USD | evidence → |
| Noninterest income | 1,820,000 | USD | evidence → |
| Noninterest expense | 5,889,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 3,426,000 | USD | evidence → |
| Income tax | 978,000 | USD | evidence → |
| Net income | 2,448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,543,000 | USD | evidence → |
| Total capital | 20,808,000 | USD | evidence → |
| Risk-weighted assets | 188,501,000 | USD | evidence → |