Call report 2003Q3
CITIZENS COMMERCE BANK — 2003Q3
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,381,000 | USD | evidence → |
| Total loans | 139,357,000 | USD | evidence → |
| Allowance for loan losses | 1,791,000 | USD | evidence → |
| Securities available for sale | 19,529,000 | USD | evidence → |
| Securities held to maturity | 8,181,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,263,000 | USD | evidence → |
| Interest-bearing deposits | 124,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,739,000 | USD | evidence → |
| Equity capital | 13,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,864,000 | USD | evidence → |
| Interest expense | 3,101,000 | USD | evidence → |
| Net interest income | 4,763,000 | USD | evidence → |
| Noninterest income | 1,345,000 | USD | evidence → |
| Noninterest expense | 3,437,000 | USD | evidence → |
| Provision for loan losses | 495,000 | USD | evidence → |
| Pretax income | 2,410,000 | USD | evidence → |
| Income tax | 727,000 | USD | evidence → |
| Net income | 1,683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,614,000 | USD | evidence → |
| Total capital | 15,270,000 | USD | evidence → |
| Risk-weighted assets | 132,350,000 | USD | evidence → |