Call report 2003Q2
CITIZENS COMMERCE BANK — 2003Q2
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,050,000 | USD | evidence → |
| Total loans | 138,779,000 | USD | evidence → |
| Allowance for loan losses | 1,669,000 | USD | evidence → |
| Securities available for sale | 14,067,000 | USD | evidence → |
| Securities held to maturity | 5,951,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,195,000 | USD | evidence → |
| Interest-bearing deposits | 122,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,322,000 | USD | evidence → |
| Equity capital | 13,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,171,000 | USD | evidence → |
| Interest expense | 2,085,000 | USD | evidence → |
| Net interest income | 3,086,000 | USD | evidence → |
| Noninterest income | 876,000 | USD | evidence → |
| Noninterest expense | 2,258,000 | USD | evidence → |
| Provision for loan losses | 355,000 | USD | evidence → |
| Pretax income | 1,567,000 | USD | evidence → |
| Income tax | 472,000 | USD | evidence → |
| Net income | 1,095,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,050,000 | USD | evidence → |
| Total capital | 14,690,000 | USD | evidence → |
| Risk-weighted assets | 131,197,000 | USD | evidence → |