Call report 2003Q4
CITIZENS COMMERCE BANK — 2003Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,211,000 | USD | evidence → |
| Total loans | 138,674,000 | USD | evidence → |
| Allowance for loan losses | 1,777,000 | USD | evidence → |
| Securities available for sale | 21,123,000 | USD | evidence → |
| Securities held to maturity | 11,029,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,492,000 | USD | evidence → |
| Interest-bearing deposits | 127,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,250,000 | USD | evidence → |
| Equity capital | 14,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,540,000 | USD | evidence → |
| Interest expense | 4,126,000 | USD | evidence → |
| Net interest income | 6,414,000 | USD | evidence → |
| Noninterest income | 1,687,000 | USD | evidence → |
| Noninterest expense | 4,614,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 3,211,000 | USD | evidence → |
| Income tax | 987,000 | USD | evidence → |
| Net income | 2,224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,152,000 | USD | evidence → |
| Total capital | 15,827,000 | USD | evidence → |
| Risk-weighted assets | 133,863,000 | USD | evidence → |