Call report 2003Q1
CITIZENS COMMERCE BANK — 2003Q1
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,002,000 | USD | evidence → |
| Total loans | 129,172,000 | USD | evidence → |
| Allowance for loan losses | 1,628,000 | USD | evidence → |
| Securities available for sale | 13,365,000 | USD | evidence → |
| Securities held to maturity | 4,483,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,697,000 | USD | evidence → |
| Interest-bearing deposits | 120,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,905,000 | USD | evidence → |
| Equity capital | 11,113,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,547,000 | USD | evidence → |
| Interest expense | 1,050,000 | USD | evidence → |
| Net interest income | 1,497,000 | USD | evidence → |
| Noninterest income | 407,000 | USD | evidence → |
| Noninterest expense | 1,096,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 759,000 | USD | evidence → |
| Income tax | 231,000 | USD | evidence → |
| Net income | 528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,927,000 | USD | evidence → |
| Total capital | 12,454,000 | USD | evidence → |
| Risk-weighted assets | 121,953,000 | USD | evidence → |