Call report 2012Q3
SCHERTZ BANK & TRUST — 2012Q3
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,487,000 | USD | evidence → |
| Total loans | 80,420,000 | USD | evidence → |
| Allowance for loan losses | 579,000 | USD | evidence → |
| Securities available for sale | 84,208,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,410,000 | USD | evidence → |
| Interest-bearing deposits | 123,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,481,000 | USD | evidence → |
| Equity capital | 22,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,113,000 | USD | evidence → |
| Interest expense | 372,000 | USD | evidence → |
| Net interest income | 4,741,000 | USD | evidence → |
| Noninterest income | 826,000 | USD | evidence → |
| Noninterest expense | 4,918,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 342,000 | USD | evidence → |
| Income tax | -75,000 | USD | evidence → |
| Net income | 417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,936,000 | USD | evidence → |
| Total capital | 22,515,000 | USD | evidence → |
| Risk-weighted assets | 107,716,000 | USD | evidence → |