Call report 2012Q2
SCHERTZ BANK & TRUST — 2012Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,163,000 | USD | evidence → |
| Total loans | 86,072,000 | USD | evidence → |
| Allowance for loan losses | 658,000 | USD | evidence → |
| Securities available for sale | 89,329,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,554,000 | USD | evidence → |
| Interest-bearing deposits | 129,272,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,282,000 | USD | evidence → |
| Equity capital | 22,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,496,000 | USD | evidence → |
| Interest expense | 270,000 | USD | evidence → |
| Net interest income | 3,226,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 3,260,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 170,000 | USD | evidence → |
| Income tax | -74,000 | USD | evidence → |
| Net income | 244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,763,000 | USD | evidence → |
| Total capital | 22,421,000 | USD | evidence → |
| Risk-weighted assets | 109,215,000 | USD | evidence → |