Call report 2012Q4
SCHERTZ BANK & TRUST — 2012Q4
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,708,000 | USD | evidence → |
| Total loans | 89,412,000 | USD | evidence → |
| Allowance for loan losses | 703,000 | USD | evidence → |
| Securities available for sale | 75,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,012,000 | USD | evidence → |
| Total deposits | 171,959,000 | USD | evidence → |
| Interest-bearing deposits | 133,746,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,213,000 | USD | evidence → |
| Equity capital | 22,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,686,000 | USD | evidence → |
| Interest expense | 462,000 | USD | evidence → |
| Net interest income | 6,224,000 | USD | evidence → |
| Noninterest income | 1,177,000 | USD | evidence → |
| Noninterest expense | 6,602,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 503,000 | USD | evidence → |
| Income tax | -27,000 | USD | evidence → |
| Net income | 530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,049,000 | USD | evidence → |
| Total capital | 22,752,000 | USD | evidence → |
| Risk-weighted assets | 116,255,000 | USD | evidence → |