Call report 2003Q1
SCHERTZ BANK & TRUST — 2003Q1
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,745,000 | USD | evidence → |
| Total loans | 54,210,000 | USD | evidence → |
| Allowance for loan losses | 732,000 | USD | evidence → |
| Securities available for sale | 30,905,000 | USD | evidence → |
| Securities held to maturity | 3,552,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,429,000 | USD | evidence → |
| Interest-bearing deposits | 63,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,475,000 | USD | evidence → |
| Equity capital | 13,987,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,253,000 | USD | evidence → |
| Interest expense | 274,000 | USD | evidence → |
| Net interest income | 979,000 | USD | evidence → |
| Noninterest income | 379,000 | USD | evidence → |
| Noninterest expense | 891,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,388,000 | USD | evidence → |
| Total capital | 14,120,000 | USD | evidence → |
| Risk-weighted assets | 60,486,000 | USD | evidence → |