Call report 2003Q2
SCHERTZ BANK & TRUST — 2003Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,835,000 | USD | evidence → |
| Total loans | 57,443,000 | USD | evidence → |
| Allowance for loan losses | 726,000 | USD | evidence → |
| Securities available for sale | 35,427,000 | USD | evidence → |
| Securities held to maturity | 3,524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,194,000 | USD | evidence → |
| Interest-bearing deposits | 66,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,559,000 | USD | evidence → |
| Equity capital | 14,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,550,000 | USD | evidence → |
| Interest expense | 523,000 | USD | evidence → |
| Net interest income | 2,027,000 | USD | evidence → |
| Noninterest income | 597,000 | USD | evidence → |
| Noninterest expense | 1,795,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 749,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,666,000 | USD | evidence → |
| Total capital | 14,392,000 | USD | evidence → |
| Risk-weighted assets | 63,342,000 | USD | evidence → |