Call report 2002Q4
SCHERTZ BANK & TRUST — 2002Q4
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,695,000 | USD | evidence → |
| Total loans | 52,817,000 | USD | evidence → |
| Allowance for loan losses | 675,000 | USD | evidence → |
| Securities available for sale | 27,122,000 | USD | evidence → |
| Securities held to maturity | 3,996,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,594,000 | USD | evidence → |
| Interest-bearing deposits | 65,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,455,000 | USD | evidence → |
| Equity capital | 13,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,395,000 | USD | evidence → |
| Interest expense | 1,386,000 | USD | evidence → |
| Net interest income | 4,009,000 | USD | evidence → |
| Noninterest income | 833,000 | USD | evidence → |
| Noninterest expense | 3,472,000 | USD | evidence → |
| Provision for loan losses | 69,000 | USD | evidence → |
| Pretax income | 1,302,000 | USD | evidence → |
| Income tax | 229,000 | USD | evidence → |
| Net income | 1,073,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,360,000 | USD | evidence → |
| Total capital | 14,035,000 | USD | evidence → |
| Risk-weighted assets | 58,447,000 | USD | evidence → |