Call report 2025Q3
SMARTBANK — 2025Q3
The 22 measures SMARTBANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,777,824,000 | USD | evidence → |
| Total loans | 4,232,225,000 | USD | evidence → |
| Allowance for loan losses | 39,074,000 | USD | evidence → |
| Securities available for sale | 511,095,000 | USD | evidence → |
| Securities held to maturity | 123,364,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,104,968,000 | USD | evidence → |
| Interest-bearing deposits | 4,119,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 985,548,000 | USD | evidence → |
| Equity capital | 614,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 210,347,000 | USD | evidence → |
| Interest expense | 86,102,000 | USD | evidence → |
| Net interest income | 124,245,000 | USD | evidence → |
| Noninterest income | 29,769,000 | USD | evidence → |
| Noninterest expense | 97,469,000 | USD | evidence → |
| Provision for loan losses | 2,942,000 | USD | evidence → |
| Pretax income | 49,208,000 | USD | evidence → |
| Income tax | 9,153,000 | USD | evidence → |
| Net income | 40,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 530,814,000 | USD | evidence → |
| Total capital | 567,837,000 | USD | evidence → |
| Risk-weighted assets | 4,592,152,000 | USD | evidence → |