Call report 2025Q2
SMARTBANK — 2025Q2
The 22 measures SMARTBANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,486,529,000 | USD | evidence → |
| Total loans | 4,129,547,000 | USD | evidence → |
| Allowance for loan losses | 39,776,000 | USD | evidence → |
| Securities available for sale | 502,150,000 | USD | evidence → |
| Securities held to maturity | 124,520,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,876,056,000 | USD | evidence → |
| Interest-bearing deposits | 3,965,156,000 | USD | evidence → |
| Noninterest-bearing deposits | 910,900,000 | USD | evidence → |
| Equity capital | 552,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 135,830,000 | USD | evidence → |
| Interest expense | 55,638,000 | USD | evidence → |
| Net interest income | 80,192,000 | USD | evidence → |
| Noninterest income | 17,465,000 | USD | evidence → |
| Noninterest expense | 64,230,000 | USD | evidence → |
| Provision for loan losses | 2,591,000 | USD | evidence → |
| Pretax income | 30,032,000 | USD | evidence → |
| Income tax | 5,397,000 | USD | evidence → |
| Net income | 24,635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 466,919,000 | USD | evidence → |
| Total capital | 504,645,000 | USD | evidence → |
| Risk-weighted assets | 4,483,773,000 | USD | evidence → |