Call report 2025Q4
SMARTBANK — 2025Q4
The 22 measures SMARTBANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,853,571,000 | USD | evidence → |
| Total loans | 4,374,447,000 | USD | evidence → |
| Allowance for loan losses | 40,906,000 | USD | evidence → |
| Securities available for sale | 539,882,000 | USD | evidence → |
| Securities held to maturity | 122,121,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,162,259,000 | USD | evidence → |
| Interest-bearing deposits | 4,089,871,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,072,388,000 | USD | evidence → |
| Equity capital | 631,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 285,972,000 | USD | evidence → |
| Interest expense | 114,750,000 | USD | evidence → |
| Net interest income | 171,222,000 | USD | evidence → |
| Noninterest income | 37,987,000 | USD | evidence → |
| Noninterest expense | 129,639,000 | USD | evidence → |
| Provision for loan losses | 6,666,000 | USD | evidence → |
| Pretax income | 68,101,000 | USD | evidence → |
| Income tax | 12,677,000 | USD | evidence → |
| Net income | 55,424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 547,820,000 | USD | evidence → |
| Total capital | 586,675,000 | USD | evidence → |
| Risk-weighted assets | 4,761,143,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about SMARTBANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.