Call report 2025Q3
VALLEY CENTRAL BANK — 2025Q3
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,656,000 | USD | evidence → |
| Total loans | 140,452,000 | USD | evidence → |
| Allowance for loan losses | 1,780,000 | USD | evidence → |
| Securities available for sale | 12,990,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,140,000 | USD | evidence → |
| Interest-bearing deposits | 115,860,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,280,000 | USD | evidence → |
| Equity capital | 37,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,030,000 | USD | evidence → |
| Interest expense | 2,660,000 | USD | evidence → |
| Net interest income | 4,370,000 | USD | evidence → |
| Noninterest income | 595,000 | USD | evidence → |
| Noninterest expense | 4,264,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 701,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 579,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,613,000 | USD | evidence → |