Call report 2025Q4
VALLEY CENTRAL BANK — 2025Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,846,000 | USD | evidence → |
| Total loans | 142,771,000 | USD | evidence → |
| Allowance for loan losses | 1,792,000 | USD | evidence → |
| Securities available for sale | 12,858,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,271,000 | USD | evidence → |
| Interest-bearing deposits | 122,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,150,000 | USD | evidence → |
| Equity capital | 37,844,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,358,000 | USD | evidence → |
| Interest expense | 3,574,000 | USD | evidence → |
| Net interest income | 5,784,000 | USD | evidence → |
| Noninterest income | 732,000 | USD | evidence → |
| Noninterest expense | 5,751,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 765,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,686,000 | USD | evidence → |