Call report 2025Q2
VALLEY CENTRAL BANK — 2025Q2
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,804,000 | USD | evidence → |
| Total loans | 145,984,000 | USD | evidence → |
| Allowance for loan losses | 1,779,000 | USD | evidence → |
| Securities available for sale | 10,492,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,640,000 | USD | evidence → |
| Interest-bearing deposits | 111,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,788,000 | USD | evidence → |
| Equity capital | 37,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,636,000 | USD | evidence → |
| Interest expense | 1,714,000 | USD | evidence → |
| Net interest income | 2,922,000 | USD | evidence → |
| Noninterest income | 351,000 | USD | evidence → |
| Noninterest expense | 2,825,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 448,000 | USD | evidence → |
| Income tax | 77,000 | USD | evidence → |
| Net income | 371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,394,000 | USD | evidence → |