Call report 2025Q1
VALLEY CENTRAL BANK — 2025Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,497,000 | USD | evidence → |
| Total loans | 152,889,000 | USD | evidence → |
| Allowance for loan losses | 1,779,000 | USD | evidence → |
| Securities available for sale | 11,100,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,904,000 | USD | evidence → |
| Interest-bearing deposits | 109,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,910,000 | USD | evidence → |
| Equity capital | 37,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,275,000 | USD | evidence → |
| Interest expense | 834,000 | USD | evidence → |
| Net interest income | 1,441,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,347,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 234,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | 193,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,206,000 | USD | evidence → |