Call report 2005Q2
VALLEY CENTRAL BANK — 2005Q2
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,993,000 | USD | evidence → |
| Total loans | 50,996,000 | USD | evidence → |
| Allowance for loan losses | 267,000 | USD | evidence → |
| Securities available for sale | 14,127,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,341,000 | USD | evidence → |
| Interest-bearing deposits | 54,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 382,000 | USD | evidence → |
| Equity capital | 23,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,043,000 | USD | evidence → |
| Interest expense | 531,000 | USD | evidence → |
| Net interest income | 1,512,000 | USD | evidence → |
| Noninterest income | 18,000 | USD | evidence → |
| Noninterest expense | 720,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 798,000 | USD | evidence → |
| Income tax | 274,000 | USD | evidence → |
| Net income | 524,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,373,000 | USD | evidence → |
| Total capital | 23,195,000 | USD | evidence → |
| Risk-weighted assets | 39,368,000 | USD | evidence → |