Call report 2005Q3
VALLEY CENTRAL BANK — 2005Q3
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,777,000 | USD | evidence → |
| Total loans | 52,444,000 | USD | evidence → |
| Allowance for loan losses | 273,000 | USD | evidence → |
| Securities available for sale | 13,374,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,055,000 | USD | evidence → |
| Interest-bearing deposits | 53,688,000 | USD | evidence → |
| Noninterest-bearing deposits | 367,000 | USD | evidence → |
| Equity capital | 23,318,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,097,000 | USD | evidence → |
| Interest expense | 834,000 | USD | evidence → |
| Net interest income | 2,263,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 1,074,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 1,197,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 788,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,638,000 | USD | evidence → |
| Total capital | 23,392,000 | USD | evidence → |
| Risk-weighted assets | 39,758,000 | USD | evidence → |