Call report 2005Q1
VALLEY CENTRAL BANK — 2005Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,199,000 | USD | evidence → |
| Total loans | 50,808,000 | USD | evidence → |
| Allowance for loan losses | 262,000 | USD | evidence → |
| Securities available for sale | 14,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,773,000 | USD | evidence → |
| Interest-bearing deposits | 55,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 289,000 | USD | evidence → |
| Equity capital | 22,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,011,000 | USD | evidence → |
| Interest expense | 250,000 | USD | evidence → |
| Net interest income | 761,000 | USD | evidence → |
| Noninterest income | 8,000 | USD | evidence → |
| Noninterest expense | 355,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | 140,000 | USD | evidence → |
| Net income | 267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,117,000 | USD | evidence → |
| Total capital | 22,916,000 | USD | evidence → |
| Risk-weighted assets | 39,231,000 | USD | evidence → |