Call report 2004Q1
PERENNIAL BANK — 2004Q1
The 22 measures PERENNIAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,885,000 | USD | evidence → |
| Total loans | 10,914,000 | USD | evidence → |
| Allowance for loan losses | 208,000 | USD | evidence → |
| Securities available for sale | 7,575,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,019,000 | USD | evidence → |
| Interest-bearing deposits | 14,160,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,859,000 | USD | evidence → |
| Equity capital | 2,337,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 303,000 | USD | evidence → |
| Interest expense | 56,000 | USD | evidence → |
| Net interest income | 247,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 142,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 149,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,129,000 | USD | evidence → |
| Total capital | 2,322,000 | USD | evidence → |
| Risk-weighted assets | 15,444,000 | USD | evidence → |