Call report 2003Q4
PERENNIAL BANK — 2003Q4
The 22 measures PERENNIAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,811,000 | USD | evidence → |
| Total loans | 10,699,000 | USD | evidence → |
| Allowance for loan losses | 204,000 | USD | evidence → |
| Securities available for sale | 8,044,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,416,000 | USD | evidence → |
| Interest-bearing deposits | 14,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,726,000 | USD | evidence → |
| Equity capital | 2,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,214,000 | USD | evidence → |
| Interest expense | 282,000 | USD | evidence → |
| Net interest income | 932,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 635,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 490,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,180,000 | USD | evidence → |
| Total capital | 2,381,000 | USD | evidence → |
| Risk-weighted assets | 16,058,000 | USD | evidence → |