Call report 2004Q2
PERENNIAL BANK — 2004Q2
The 22 measures PERENNIAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,567,000 | USD | evidence → |
| Total loans | 10,471,000 | USD | evidence → |
| Allowance for loan losses | 208,000 | USD | evidence → |
| Securities available for sale | 7,358,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,303,000 | USD | evidence → |
| Interest-bearing deposits | 14,716,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,587,000 | USD | evidence → |
| Equity capital | 2,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 605,000 | USD | evidence → |
| Interest expense | 110,000 | USD | evidence → |
| Net interest income | 495,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 308,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 276,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,139,000 | USD | evidence → |
| Total capital | 2,343,000 | USD | evidence → |
| Risk-weighted assets | 16,345,000 | USD | evidence → |