Call report 2025Q1
STURGIS BANK & TRUST COMPANY — 2025Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 958,391,000 | USD | evidence → |
| Total loans | 775,650,000 | USD | evidence → |
| Allowance for loan losses | 9,108,000 | USD | evidence → |
| Securities available for sale | 76,937,000 | USD | evidence → |
| Securities held to maturity | 19,066,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 842,527,000 | USD | evidence → |
| Interest-bearing deposits | 681,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 160,647,000 | USD | evidence → |
| Equity capital | 71,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,041,000 | USD | evidence → |
| Interest expense | 4,089,000 | USD | evidence → |
| Net interest income | 7,952,000 | USD | evidence → |
| Noninterest income | 2,127,000 | USD | evidence → |
| Noninterest expense | 7,971,000 | USD | evidence → |
| Provision for loan losses | -204,000 | USD | evidence → |
| Pretax income | 2,266,000 | USD | evidence → |
| Income tax | 423,000 | USD | evidence → |
| Net income | 1,843,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,348,000 | USD | evidence → |
| Total capital | 83,683,000 | USD | evidence → |
| Risk-weighted assets | 666,423,000 | USD | evidence → |