Call report 2025Q2
STURGIS BANK & TRUST COMPANY — 2025Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 984,161,000 | USD | evidence → |
| Total loans | 790,707,000 | USD | evidence → |
| Allowance for loan losses | 9,254,000 | USD | evidence → |
| Securities available for sale | 76,546,000 | USD | evidence → |
| Securities held to maturity | 18,748,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 882,522,000 | USD | evidence → |
| Interest-bearing deposits | 717,923,000 | USD | evidence → |
| Noninterest-bearing deposits | 164,599,000 | USD | evidence → |
| Equity capital | 72,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,360,000 | USD | evidence → |
| Interest expense | 8,099,000 | USD | evidence → |
| Net interest income | 16,261,000 | USD | evidence → |
| Noninterest income | 4,236,000 | USD | evidence → |
| Noninterest expense | 15,715,000 | USD | evidence → |
| Provision for loan losses | -51,000 | USD | evidence → |
| Pretax income | 4,823,000 | USD | evidence → |
| Income tax | 915,000 | USD | evidence → |
| Net income | 3,908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,446,000 | USD | evidence → |
| Total capital | 85,041,000 | USD | evidence → |
| Risk-weighted assets | 687,341,000 | USD | evidence → |