Call report 2024Q4
STURGIS BANK & TRUST COMPANY — 2024Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 955,648,000 | USD | evidence → |
| Total loans | 781,377,000 | USD | evidence → |
| Allowance for loan losses | 9,289,000 | USD | evidence → |
| Securities available for sale | 77,072,000 | USD | evidence → |
| Securities held to maturity | 19,442,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 813,894,000 | USD | evidence → |
| Interest-bearing deposits | 656,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,816,000 | USD | evidence → |
| Equity capital | 69,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,904,000 | USD | evidence → |
| Interest expense | 17,889,000 | USD | evidence → |
| Net interest income | 29,015,000 | USD | evidence → |
| Noninterest income | 9,857,000 | USD | evidence → |
| Noninterest expense | 29,134,000 | USD | evidence → |
| Provision for loan losses | 4,534,000 | USD | evidence → |
| Pretax income | 5,002,000 | USD | evidence → |
| Income tax | 711,000 | USD | evidence → |
| Net income | 4,291,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,482,000 | USD | evidence → |
| Total capital | 82,890,000 | USD | evidence → |
| Risk-weighted assets | 672,571,000 | USD | evidence → |