Call report 2013Q1
STURGIS BANK & TRUST COMPANY — 2013Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,234,000 | USD | evidence → |
| Total loans | 254,319,000 | USD | evidence → |
| Allowance for loan losses | 4,973,000 | USD | evidence → |
| Securities available for sale | 1,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,040,000 | USD | evidence → |
| Interest-bearing deposits | 200,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,289,000 | USD | evidence → |
| Equity capital | 31,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,108,000 | USD | evidence → |
| Interest expense | 643,000 | USD | evidence → |
| Net interest income | 2,465,000 | USD | evidence → |
| Noninterest income | 1,258,000 | USD | evidence → |
| Noninterest expense | 3,120,000 | USD | evidence → |
| Provision for loan losses | -88,000 | USD | evidence → |
| Pretax income | 691,000 | USD | evidence → |
| Income tax | 144,000 | USD | evidence → |
| Net income | 547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,859,000 | USD | evidence → |
| Total capital | 30,654,000 | USD | evidence → |
| Risk-weighted assets | 221,394,000 | USD | evidence → |