Call report 2012Q4
STURGIS BANK & TRUST COMPANY — 2012Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,902,000 | USD | evidence → |
| Total loans | 255,919,000 | USD | evidence → |
| Allowance for loan losses | 5,138,000 | USD | evidence → |
| Securities available for sale | 1,242,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,941,000 | USD | evidence → |
| Interest-bearing deposits | 193,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,279,000 | USD | evidence → |
| Equity capital | 30,884,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,820,000 | USD | evidence → |
| Interest expense | 2,871,000 | USD | evidence → |
| Net interest income | 9,949,000 | USD | evidence → |
| Noninterest income | 4,554,000 | USD | evidence → |
| Noninterest expense | 11,304,000 | USD | evidence → |
| Provision for loan losses | 545,000 | USD | evidence → |
| Pretax income | 2,654,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 2,053,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,356,000 | USD | evidence → |
| Total capital | 30,125,000 | USD | evidence → |
| Risk-weighted assets | 219,164,000 | USD | evidence → |