Call report 2013Q2
STURGIS BANK & TRUST COMPANY — 2013Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 315,960,000 | USD | evidence → |
| Total loans | 244,722,000 | USD | evidence → |
| Allowance for loan losses | 4,744,000 | USD | evidence → |
| Securities available for sale | 1,602,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,973,000 | USD | evidence → |
| Interest-bearing deposits | 191,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,911,000 | USD | evidence → |
| Equity capital | 31,430,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,108,000 | USD | evidence → |
| Interest expense | 1,275,000 | USD | evidence → |
| Net interest income | 4,833,000 | USD | evidence → |
| Noninterest income | 2,428,000 | USD | evidence → |
| Noninterest expense | 6,215,000 | USD | evidence → |
| Provision for loan losses | -243,000 | USD | evidence → |
| Pretax income | 1,289,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 1,034,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,242,000 | USD | evidence → |
| Total capital | 30,921,000 | USD | evidence → |
| Risk-weighted assets | 212,224,000 | USD | evidence → |