Call report 2012Q3
STURGIS BANK & TRUST COMPANY — 2012Q3
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 317,459,000 | USD | evidence → |
| Total loans | 260,294,000 | USD | evidence → |
| Allowance for loan losses | 5,474,000 | USD | evidence → |
| Securities available for sale | 1,244,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,190,000 | USD | evidence → |
| Interest-bearing deposits | 193,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,680,000 | USD | evidence → |
| Equity capital | 30,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,643,000 | USD | evidence → |
| Interest expense | 2,177,000 | USD | evidence → |
| Net interest income | 7,466,000 | USD | evidence → |
| Noninterest income | 3,289,000 | USD | evidence → |
| Noninterest expense | 8,442,000 | USD | evidence → |
| Provision for loan losses | 54,000 | USD | evidence → |
| Pretax income | 2,259,000 | USD | evidence → |
| Income tax | 589,000 | USD | evidence → |
| Net income | 1,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,880,000 | USD | evidence → |
| Total capital | 29,713,000 | USD | evidence → |
| Risk-weighted assets | 224,055,000 | USD | evidence → |