Call report 2012Q2
STURGIS BANK & TRUST COMPANY — 2012Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,357,000 | USD | evidence → |
| Total loans | 256,697,000 | USD | evidence → |
| Allowance for loan losses | 5,455,000 | USD | evidence → |
| Securities available for sale | 1,222,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,947,000 | USD | evidence → |
| Interest-bearing deposits | 194,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,055,000 | USD | evidence → |
| Equity capital | 30,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,427,000 | USD | evidence → |
| Interest expense | 1,468,000 | USD | evidence → |
| Net interest income | 4,959,000 | USD | evidence → |
| Noninterest income | 2,151,000 | USD | evidence → |
| Noninterest expense | 5,619,000 | USD | evidence → |
| Provision for loan losses | -9,000 | USD | evidence → |
| Pretax income | 1,500,000 | USD | evidence → |
| Income tax | 391,000 | USD | evidence → |
| Net income | 1,109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,520,000 | USD | evidence → |
| Total capital | 29,343,000 | USD | evidence → |
| Risk-weighted assets | 223,255,000 | USD | evidence → |