Call report 2012Q1
STURGIS BANK & TRUST COMPANY — 2012Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,420,000 | USD | evidence → |
| Total loans | 257,918,000 | USD | evidence → |
| Allowance for loan losses | 5,782,000 | USD | evidence → |
| Securities available for sale | 265,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,552,000 | USD | evidence → |
| Interest-bearing deposits | 208,096,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,456,000 | USD | evidence → |
| Equity capital | 29,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,239,000 | USD | evidence → |
| Interest expense | 751,000 | USD | evidence → |
| Net interest income | 2,488,000 | USD | evidence → |
| Noninterest income | 1,021,000 | USD | evidence → |
| Noninterest expense | 2,756,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 751,000 | USD | evidence → |
| Income tax | 197,000 | USD | evidence → |
| Net income | 554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,002,000 | USD | evidence → |
| Total capital | 28,903,000 | USD | evidence → |
| Risk-weighted assets | 229,178,000 | USD | evidence → |