Call report 2011Q4
STURGIS BANK & TRUST COMPANY — 2011Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,319,000 | USD | evidence → |
| Total loans | 258,862,000 | USD | evidence → |
| Allowance for loan losses | 5,875,000 | USD | evidence → |
| Securities available for sale | 265,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,641,000 | USD | evidence → |
| Interest-bearing deposits | 200,957,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,684,000 | USD | evidence → |
| Equity capital | 29,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,948,000 | USD | evidence → |
| Interest expense | 3,867,000 | USD | evidence → |
| Net interest income | 10,081,000 | USD | evidence → |
| Noninterest income | 3,845,000 | USD | evidence → |
| Noninterest expense | 12,138,000 | USD | evidence → |
| Provision for loan losses | 1,608,000 | USD | evidence → |
| Pretax income | 716,000 | USD | evidence → |
| Income tax | 141,000 | USD | evidence → |
| Net income | 575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,439,000 | USD | evidence → |
| Total capital | 28,321,000 | USD | evidence → |
| Risk-weighted assets | 227,482,000 | USD | evidence → |