Call report 2008Q3
STURGIS BANK & TRUST COMPANY — 2008Q3
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,304,000 | USD | evidence → |
| Total loans | 282,760,000 | USD | evidence → |
| Allowance for loan losses | 2,860,000 | USD | evidence → |
| Securities available for sale | 41,782,000 | USD | evidence → |
| Securities held to maturity | 9,549,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,912,000 | USD | evidence → |
| Interest-bearing deposits | 219,704,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,208,000 | USD | evidence → |
| Equity capital | 27,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,559,000 | USD | evidence → |
| Interest expense | 7,662,000 | USD | evidence → |
| Net interest income | 7,897,000 | USD | evidence → |
| Noninterest income | 3,510,000 | USD | evidence → |
| Noninterest expense | 8,635,000 | USD | evidence → |
| Provision for loan losses | 268,000 | USD | evidence → |
| Pretax income | 2,462,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 1,909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,431,000 | USD | evidence → |
| Total capital | 25,291,000 | USD | evidence → |
| Risk-weighted assets | 242,877,000 | USD | evidence → |