Call report 2008Q4
STURGIS BANK & TRUST COMPANY — 2008Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 383,292,000 | USD | evidence → |
| Total loans | 285,282,000 | USD | evidence → |
| Allowance for loan losses | 2,838,000 | USD | evidence → |
| Securities available for sale | 41,897,000 | USD | evidence → |
| Securities held to maturity | 8,777,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,807,000 | USD | evidence → |
| Interest-bearing deposits | 211,807,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,000,000 | USD | evidence → |
| Equity capital | 28,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,635,000 | USD | evidence → |
| Interest expense | 10,139,000 | USD | evidence → |
| Net interest income | 10,496,000 | USD | evidence → |
| Noninterest income | 4,616,000 | USD | evidence → |
| Noninterest expense | 11,314,000 | USD | evidence → |
| Provision for loan losses | 489,000 | USD | evidence → |
| Pretax income | 3,268,000 | USD | evidence → |
| Income tax | 730,000 | USD | evidence → |
| Net income | 2,538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,685,000 | USD | evidence → |
| Total capital | 26,523,000 | USD | evidence → |
| Risk-weighted assets | 240,739,000 | USD | evidence → |