Call report 2008Q2
STURGIS BANK & TRUST COMPANY — 2008Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 362,080,000 | USD | evidence → |
| Total loans | 278,781,000 | USD | evidence → |
| Allowance for loan losses | 2,828,000 | USD | evidence → |
| Securities available for sale | 15,427,000 | USD | evidence → |
| Securities held to maturity | 9,944,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,604,000 | USD | evidence → |
| Interest-bearing deposits | 209,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,502,000 | USD | evidence → |
| Equity capital | 26,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,397,000 | USD | evidence → |
| Interest expense | 5,152,000 | USD | evidence → |
| Net interest income | 5,245,000 | USD | evidence → |
| Noninterest income | 2,278,000 | USD | evidence → |
| Noninterest expense | 5,682,000 | USD | evidence → |
| Provision for loan losses | 231,000 | USD | evidence → |
| Pretax income | 1,610,000 | USD | evidence → |
| Income tax | 357,000 | USD | evidence → |
| Net income | 1,253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,975,000 | USD | evidence → |
| Total capital | 24,803,000 | USD | evidence → |
| Risk-weighted assets | 244,232,000 | USD | evidence → |