Call report 2008Q1
STURGIS BANK & TRUST COMPANY — 2008Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 362,682,000 | USD | evidence → |
| Total loans | 277,243,000 | USD | evidence → |
| Allowance for loan losses | 2,759,000 | USD | evidence → |
| Securities available for sale | 19,638,000 | USD | evidence → |
| Securities held to maturity | 11,682,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,385,000 | USD | evidence → |
| Interest-bearing deposits | 217,652,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,733,000 | USD | evidence → |
| Equity capital | 27,004,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,374,000 | USD | evidence → |
| Interest expense | 2,720,000 | USD | evidence → |
| Net interest income | 2,654,000 | USD | evidence → |
| Noninterest income | 1,212,000 | USD | evidence → |
| Noninterest expense | 2,859,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 925,000 | USD | evidence → |
| Income tax | 219,000 | USD | evidence → |
| Net income | 706,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,978,000 | USD | evidence → |
| Total capital | 24,737,000 | USD | evidence → |
| Risk-weighted assets | 241,012,000 | USD | evidence → |