Call report 2007Q4
STURGIS BANK & TRUST COMPANY — 2007Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,133,000 | USD | evidence → |
| Total loans | 273,543,000 | USD | evidence → |
| Allowance for loan losses | 2,698,000 | USD | evidence → |
| Securities available for sale | 14,380,000 | USD | evidence → |
| Securities held to maturity | 4,401,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,566,000 | USD | evidence → |
| Interest-bearing deposits | 201,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,042,000 | USD | evidence → |
| Equity capital | 27,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,867,000 | USD | evidence → |
| Interest expense | 10,267,000 | USD | evidence → |
| Net interest income | 11,600,000 | USD | evidence → |
| Noninterest income | 4,710,000 | USD | evidence → |
| Noninterest expense | 10,712,000 | USD | evidence → |
| Provision for loan losses | 513,000 | USD | evidence → |
| Pretax income | 5,085,000 | USD | evidence → |
| Income tax | 1,588,000 | USD | evidence → |
| Net income | 3,497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,772,000 | USD | evidence → |
| Total capital | 25,470,000 | USD | evidence → |
| Risk-weighted assets | 233,809,000 | USD | evidence → |