Call report 2005Q3
STURGIS BANK & TRUST COMPANY — 2005Q3
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,304,000 | USD | evidence → |
| Total loans | 240,077,000 | USD | evidence → |
| Allowance for loan losses | 2,412,000 | USD | evidence → |
| Securities available for sale | 15,840,000 | USD | evidence → |
| Securities held to maturity | 7,356,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,803,000 | USD | evidence → |
| Interest-bearing deposits | 198,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,695,000 | USD | evidence → |
| Equity capital | 26,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,558,000 | USD | evidence → |
| Interest expense | 5,274,000 | USD | evidence → |
| Net interest income | 7,284,000 | USD | evidence → |
| Noninterest income | 3,176,000 | USD | evidence → |
| Noninterest expense | 7,121,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 3,129,000 | USD | evidence → |
| Income tax | 933,000 | USD | evidence → |
| Net income | 2,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,524,000 | USD | evidence → |
| Total capital | 23,936,000 | USD | evidence → |
| Risk-weighted assets | 235,709,000 | USD | evidence → |