Call report 2005Q4
STURGIS BANK & TRUST COMPANY — 2005Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,219,000 | USD | evidence → |
| Total loans | 239,037,000 | USD | evidence → |
| Allowance for loan losses | 2,287,000 | USD | evidence → |
| Securities available for sale | 14,810,000 | USD | evidence → |
| Securities held to maturity | 6,563,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 213,631,000 | USD | evidence → |
| Interest-bearing deposits | 195,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,624,000 | USD | evidence → |
| Equity capital | 26,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,062,000 | USD | evidence → |
| Interest expense | 7,182,000 | USD | evidence → |
| Net interest income | 9,880,000 | USD | evidence → |
| Noninterest income | 4,222,000 | USD | evidence → |
| Noninterest expense | 9,580,000 | USD | evidence → |
| Provision for loan losses | 371,000 | USD | evidence → |
| Pretax income | 4,151,000 | USD | evidence → |
| Income tax | 1,247,000 | USD | evidence → |
| Net income | 2,904,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,899,000 | USD | evidence → |
| Total capital | 24,186,000 | USD | evidence → |
| Risk-weighted assets | 236,653,000 | USD | evidence → |