Call report 2005Q2
STURGIS BANK & TRUST COMPANY — 2005Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,801,000 | USD | evidence → |
| Total loans | 237,685,000 | USD | evidence → |
| Allowance for loan losses | 2,311,000 | USD | evidence → |
| Securities available for sale | 17,499,000 | USD | evidence → |
| Securities held to maturity | 8,674,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,396,000 | USD | evidence → |
| Interest-bearing deposits | 192,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,819,000 | USD | evidence → |
| Equity capital | 26,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,244,000 | USD | evidence → |
| Interest expense | 3,411,000 | USD | evidence → |
| Net interest income | 4,833,000 | USD | evidence → |
| Noninterest income | 2,040,000 | USD | evidence → |
| Noninterest expense | 4,718,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 2,076,000 | USD | evidence → |
| Income tax | 621,000 | USD | evidence → |
| Net income | 1,455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,289,000 | USD | evidence → |
| Total capital | 23,600,000 | USD | evidence → |
| Risk-weighted assets | 232,446,000 | USD | evidence → |